The UK Government is to abide by a European ruling on the use of gender in insurance, although it says the judgment goes against common sense.
In March 2011, the European Court of Justice ruled in a test case known as the Test-Achats case that from 21 December 2012 insurers will no longer be able to use gender as a factor in the calculation of premiums and benefits.
"The government were very disappointed with this result, which it expects to have a negative impact on consumers," Hoban said. "The judgment goes against the grain of the common sense approach to equality which the UK government wants to see."
"The government believes that nobody should be treated unfairly because of their gender, but that financial services providers should be allowed to make sensible decisions based on sound analysis of relevant risk factors."
Bearing in mind the UK's obligation to implement the decision, however, Hoban said that it would apply the ruling, though only to policies added after the 21 December 2012 date.
So our government thinks this is a stupid idea (and for once I agree with them), but they're going to go ahead with it (after slight delay) because they are obliged to under EU law.
It's sovereignty, but not as we know it.
The alarm bells are ringing louder than ever. When will the British people wake up?